Monday 19 November 2018

How to Do RTGS Bank Transfer?


RTGS stands for Real Time Gross Settlement which is an electronic fund transfer system. This type of electronic transfer is used to transfer higher amount of money above 2 lakhs as the minimum amount to be transferred is 2 lakhs and there is no maximum limit. The money transferred is executed by the clearance office of RBI, it is done in time slots and the timings are Monday – Friday is 9 A.M to 4.30 P.M and for Saturday it is 9 A.M to 2 P.M.

RTGS Bank Transfer Requirement

RTGS fund transfer Requirement
  • Amount to be remitted.
  • Remitting customer’s account number which is to be debited
  • Name of the beneficiary bank.
  • Name of the beneficiary.
  • Account number of the beneficiary.
  • Bank IFSC code of the destination bank branch

RTGS Bank Transfer Online

RTGS Bank Transfer can be done by following these methods-

Adding Beneficiary

  1. Log In to your net banking website and click on the profile tab.
  2. Click on the manage beneficiary
  3. Select Add option and fill the required data of Beneficiary name, Address, account number and transfer limit.
  4. Now fill the Bank IFSC Code of the Beneficiary Bank.
  5. Now accept the Terms and Condition followed by clicking confirm. A security pass code is sent to your registered mobile number. Enter this number and validate the beneficiary. The beneficiary will be added and takes from 30 min to 16 hours.

Transfer Fund

  1. Select the ‘Inter Bank Transfer’ link in the ‘Payments/Transfers’ tab.
  2. Select the transfer type to RTGS.
  3. The list of beneficiary accounts added will be displayed.
  4. Enter the Amount and select the beneficiary to be credited.
  5. Accept the terms and condition and click confirm.

RTGS Bank Transfer Offline


RTGS can also be used offline by filling a form provided at your bank branch. For amount above 2 lakhs, you have to attach the cheque leaf with the RTGS Form.

List of Bank That is RTGS Enabled


RTGS Enabled Banks are as follows-

  • ·         A P MAHESH CO-OP URBAN BANK LTD.
  • ·         ABHYUDAYA CO-OP BANK LTD
  • ·         ABU DHABI COMMERCIAL BANK
  • ·         ADITYA BIRLA IDEA PAYMENTS BANK
  • ·         AHMEDABAD MERC COOP BK LTD
  • ·         AHMEDNAGAR MERCHANTS CO-OP. BANK LTD.
  • ·         AIRTEL PAYMENTS BANK LIMITED
  • ·         AKOLA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.
  • ·         AKOLA JANATA COMMERCIAL COOPERATIVE BANK LTD.
  • ·         ALLAHABAD BANK
  • ·         ALMORA URBAN BANK LTD.
  • ·         AMBARNATH JAIHIND CO-OP. BANK LTD., AMBARNATH
  • ·         ANDHRA BANK
  • ·         ANDHRA PRADESH GRAMEENA VIKAS BANK
  • ·         ANDHRA PRADESH STATE CO-OPERATIVE BANK LTD.
  • ·         ANDHRA PRAGATHI GRAMEENA BANK
  • ·         APNA SAHAKARI BANK LTD.
  • ·         AU SMALL FINANCE BANK LIMITED
  • ·         AUSTRALIA & NEW ZEALAND BANKING GROUP LTD.
  • ·         AXIS BANK LTD
  • ·         BANDHAN BANK LIMITED
  • ·         BANK INTERNATIONAL INDONESIA
  • ·         BANK OF AMERICA
  • ·         BANK OF BAHRAIN AND KUWAIT
  • ·         BANK OF BARODA
  • ·         BANK OF CEYLON
  • ·         BANK OF INDIA
  • ·         BANK OF MAHARASHTRA
  • ·         BANK OF NOVA SCOTIA
  • ·         BARAMATI SAHAKARI BANK LIMITED
  • ·         BARCLAYS BANK PLC
  • ·         BASSIN CATHOLIC COOP BANK LTD.
  • ·         BHAGINI NIVEDITA SAHAKARI BANK LTD., PUNE
  • ·         BHARAT COOPERATIVE BANK LTD
  • ·         BNP PARIBAS
  • ·         CANARA BANK
  • ·         CAPITAL SMALL FINANCE BANK LIMITED
  • ·         CATHOLIC SYRIAN BANK LTD.
  • ·         CENTRAL BANK OF INDIA
  • ·         CITI BANK N A
  • ·         CITIZEN CRDIT CO-OP BANK LTD.
  • ·         CITY UNION BANK LTD.
  • ·         CORPORATION BANK
  • ·         COSMOS CO-OPERATIVE BANK
  • ·         CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK
  • ·         CREDIT SUISSE AG
  • ·         CTBC BANK CO. LTD.
  • ·         DBS BANK
  • ·         DCB BANK LIMITED
  • ·         DELHI STATE COOPERATIVE BANK LTD.
  • ·         DENA BANK
  • ·         DEOGIRI NAGARI SAHAKARI BANK LTD. AURANGABAD
  • ·         DEPOSIT INS AND CR GUAR CORPN
  • ·         DEUTSCHE BANK LTD
  • ·         DHANALAKSHMI BANK LTD.
  • ·         DMK JAOLI BANK
  • ·         DOHA BANK
  • ·         DOMBIVLI NAGARI SAHAKARI BANK
  • ·         DURGAPUR STEEL PEOPLES CO-OPERATIVE BANK LTD
  • ·         EMIRATES NBD BANK (P.J.S.C)
  • ·         EQUITAS SMALL FINANCE BANK LIMITED
  • ·         ESAF SMALL FINANCE BANK LIMITED
  • ·         FEDERAL BANK LTD.
  • ·         FINCARE SMALL FINANCE BANK LTD
  • ·         FINO PAYMENTS BANK LIMITED
  • ·         FIRST ABU DHABI BANK PJSC
  • ·         FIRSTRAND BANK
  • ·         GADCHIROLI DISTRICT CENTRAL CO-OP BANK LTD.
  • ·         GOPINATH PATIL PARSIK JANATA SAHAKARI BK LTD.
  • ·         GREATER BOMBAY CO-OP BANK
  • ·         GUJARAT STATE COOPERATIVE BANK LTD.
  • ·         HASTI COOPERATIVE BANK LTD.
  • ·         HDFC BANK LTD.
  • ·         HIMACHAL PRADESH STATE COOPERATIVE BANK LTD
  • ·         HONGKONG & SHANGHAI BKG CORPORATION
  • ·         ICICI BANK LTD
  • ·         IDBI LTD.
  • ·         IDFC BANK LIMITED
  • ·         IDUKKI DISTRICT CO OPERATIVE BANK LTD
  • ·         INDIA POST PAYMENTS BANK LIMITED
  • ·         INDIAN BANK
  • ·         INDIAN OVERSEAS BANK
  • ·         INDUSIND BANK LTD.
  • ·         INDUSTRIAL AND COMMERCIAL BANK OF CHINA LTD.
  • ·         INDUSTRIAL BANK OF KOREA
  • ·         IRINJALAKUDA TOWN CO-OPERATIVE BANK LTD.
  • ·         JALGAON JANTA SAHAKARI BANK LTD.
  • ·         JALGAON PEOPLES' COOPERATIVE BANK LTD.
  • ·         JAMMU AND KASHMIR BANK LTD.
  • ·         JANA SMALL FINANCE BANK LTD.
  • ·         JANAKALYAN SAHAKARI BANK LTD.
  • ·         JANASEVA SAHAKARI BANK (BORIVLI) LTD.
  • ·         JANASEVA SAHAKARI BANK LTD., PUNE
  • ·         JANATA SAHAKARI BANK LTD., PUNE
  • ·         JIO PAYMENTS BANK LIMITED
  • ·         JP MORGAN CHASE BANK, N A
  • ·         KALLAPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LTD.
  • ·         KALUPUR COMMERCIAL CO-OP BANK
  • ·         KALYAN JANATA SAH BANK LTD
  • ·         KANGRA CENTRAL CO-OP. BANK LTD.
  • ·         KANGRA CO-OPERATIVE BANK LTD.
  • ·         KAPOL CO-OP BANK LTD
  • ·         KARAD URBAN CO-OP. BANK LTD.
  • ·         KARNATAKA BANK LTD.
  • ·         KARNATAKA STATE APEX COOP BANK
  • ·         KARNATAKA VIKAS GRAMEENA BANK
  • ·         KARUR VYSYA BANK LTD.
  • ·         KEB HANA BANK
  • ·         KERALA GRAMIN BANK
  • ·         KOTAK MAHINDRA BANK LTD.
  • ·         KOZHIKODE DISTRICT CO-OPERATIVE BANK LIMITED
  • ·         KRUNG THAI BANK PCL
  • ·         KURMANCHAL NAGAR SAHAKARI BANK LTD.
  • ·         LAXMI VILAS BANK LTD.
  • ·         MAHANAGAR CO-OP.BANK LTD.
  • ·         MAHARASHTRA GRAMIN BANK
  • ·         MAHARASHTRA STATE CO-OP BANK LTD.
  • ·         MASHREQ BANK
  • ·         MEHSANA URBAN COOPERATIVE BANK LTD.
  • ·         MIZUHO BANK LTD.
  • ·         MUFG BANK LTD.
  • ·         MUMBAI DISTRICT CENTRAL COOP BANK LTD.
  • ·         MUNICIPAL COOPERATIVE BANK LTD.
  • ·         NAGAR URBAN COOPERATIVE BANK LTD.
  • ·         NAGPUR NAGARIK SAHAKARI BANK LTD.
  • ·         NAINITAL BANK LTD.
  • ·         NASIK MARCHANT'S CO-OP BANK LTD.
  • ·         NATIONAL AUSTRALIA BANK LIMITED
  • ·         NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
  • ·         NEW INDIA CO-OP BANK
  • ·         NKGSB COOP BANK LTD.
  • ·         NORTH EAST SMALL FINANCE BANK LIMITED
  • ·         NUTAN NAGARIK SAHAKARI BANK LTD.
  • ·         ORIENTAL BANK OF COMMERCE
  • ·         ORISSA STATE COOPERATIVE BANK BANK LTD.
  • ·         PANDHARPUR URBAN CO OP. BANK LTD.
  • ·         PAYTM PAYMENTS BANK LIMITED
  • ·         PRAGATHI KRISHNA GRAMIN BANK
  • ·         PRATHAMA BANK
  • ·         PRIME CO-OPERATIVE BANK LTD.
  • ·         PUNJAB & MAHARASTRA CO-OP BANK
  • ·         PUNJAB AND SIND BANK
  • ·         PUNJAB NATIONAL BANK
  • ·         QATAR NATIONAL BANK SAQ
  • ·         RABOBANK INTERNATIONAL
  • ·         RAJARAMBAPU SAHAKARI BANK LIMITED
  • ·         RAJASTHAN STATE COOPERATIVE BANK LTD.
  • ·         RAJGURUNAGAR SAHAKARI BANK LIMITED
  • ·         RAJKOT NAGARIK SAHAKARI BANK LTD.
  • ·         RATNAKAR BANK LIMITED
  • ·         RESERVE BANK OF INDIA , PAD
  • ·         ROYAL BANK OF SCOTLAND plc.
  • ·         SAHEBRAO DESHMUKH CO-OP BANK LTD.
  • ·         SAMARTH SAHAKARI BANK LTD
  • ·         SARASWAT CO-OPERATIVE BANK LTD.
  • ·         SATARA DISTRICT CENTRAL CO OP BANK LTD
  • ·         SBER BANK
  • ·         SHAMRAO VITHHAL CO-OP BANK LTD.
  • ·         SHIKSHAK SAHAKARI BANK LIMITED
  • ·         SHINHAN BANK
  • ·         SHIVALIK MERCANTILE CO-OPERATIVE BANK LTD.
  • ·         SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP. BANK LTD.
  • ·         SHRI VEERSHAIV CO-OP. BANK LTD.
  • ·         SIR M VISVESVARAYA CO-OPERATIVE BANK LTD.
  • ·         SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
  • ·         SOCIETE GENERALE
  • ·         SOLAPUR JANATA SAHAKARI BANK LTD.
  • ·         SOUTH INDIAN BANK
  • ·         STANDARD CHARTERED BANK LTD.
  • ·         STATE BANK OF INDIA
  • ·         STATE BANK OF MAURITIUS
  • ·         SUMITOMO MITSUI BANKING CORPORATION
  • ·         SURAT DISTRICT COOPERATIVE BANK LTD.
  • ·         SURAT NATIONAL COOPERATIVE BANK
  • ·         SURAT PEOPLES COOP BANK LTD.
  • ·         SURYODAY SMALL FINANCE BANK LIMITED
  • ·         SUTEX CO-OPERATIVE BANK LTD.
  • ·         SYNDICATE BANK
  • ·         TAMIL NADU STATE APEX COOP BANK LTD.
  • ·         TAMILNAD MERCANTILE BANK LTD
  • ·         TELANGANA STATE COOPERATIVE APEX BANK LIMITED
  • ·         TEXTILE TRADERS CO-OPERATIVE BANK LIMITED
  • ·         THANE BHARAT SAHAKARI BANK LTD.
  • ·         THANE DISTRICT CENTRAL CO-OP. BANK LTD.
  • ·         THE HARYANA STATE COOPERATIVE APEX BANK LTD
  • ·         THE KOLHAPUR URBAN CO-OP. BANK LTD.
  • ·         THE MUSLIM CO-OPERATIVE BANK LTD.
  • ·         THE NAVNIRMAN CO-OPERATIVE BANK LIMITED
  • ·         THE SEVA VIKAS COOPERATIVE BANK LIMITED
  • ·         THE SINDHUDURG DISTRICT CENTRAL CO-OPERATIVE BANK LIMITED
  • ·         THRISSUR DISTRICT CO-OPERATIVE BANK LIMITED
  • ·         TJSB SAHAKARI BANK LTD.
  • ·         TUMKUR GRAIN MERCHANTS CO-OP. BANK LTD.
  • ·         UCO BANK
  • ·         UJJIVAN SMALL FINANCE BANK LIMITED
  • ·         UNION BANK OF INDIA
  • ·         UNITED BANK OF INDIA
  • ·         UNITED OVERSEAS BANK LTD.
  • ·         UTKARSH SMALL FINANCE BANK
  • ·         VARACHHA COOPERATIVE BANK LTD.
  • ·         VASAI JANATA SAHAKARI BANK LTD.
  • ·         VASAI VIKAS SAHAKARI BANK LTD.
  • ·         VIJAYA BANK
  • ·         VISHESHWAR SAHAKARI BANK LTD.
  • ·         WEST BENGAL STATE COOP BANK LTD.
  • ·         WESTPAC BANKING CORPORATION
  • ·         WOORI BANK
  • ·         YES BANK LTD.
  • ·         ZILA SAHAKARI BANK LTD GHAZIABAD
  • ·         ZOROASTRIAN COOPERATIVE BANK LTD


Sunday 27 May 2018

Brief Details about Vijaya Bank


Vijaya Bank is a leading public sector bank in India, This bank have around 2100 branches in all over the nation, Vijaya Bank has also a good number of Automated teller machine if go for the the data then we see that it has 4000 ATMs in all over the nation. According to the recent data the Vijaya Bank have around 16000 employees in it. If we take a look at the Bombay Stock Exchange of Vijaya Bank then we get to know that this bank has BSE of around 532401. Now if we take a look at the financial status of this bank in the year 2017 then we find out that this bank makes revenue of around 123.79 billion Indian rupees which equals to 1.9 billion US dollar. If we go for the Total Assets data of the year 2017 for this bank then we find out that Vijaya Bank makes Total Assets of around 1548.8 billion Indian rupees that equals to 24 billion US dollar. If we go for the data of Operating Income and Net income of this bank in the same year then we find out that Vijaya Bank makes Operating Income of approx. 24.21 billion Indian rupees and Net income of approx. 7.5048 billion Indian rupees. So these are the economical data of this bank in the year 2017 and Vijaya Bank has all its 2017 financial data is in rising phase when it compared to the year 2016. This bank has also a large number of products and services which are running in the market, Some of the most popular services of this bank are listed below in points.
  • Consumer Banking
  • Corporate Banking
  • Finance and Insurance
  • Investment Banking
  • Mortgage Loans
  • Private Banking
  • Wealth Management
So these are some of the current information regarding this bank, below in the next paragraph, I am going to provide some detailed regarding the history of Vijaya Bank.
Vijaya Bank was established in the year 1931 by a group of farmers which was led by A.B Shetty in Mangaluru which is in Dakshina Kannada a district of Karnataka state. Later on in the year 1958, this bank became a scheduled bank. In the period of 1936 to 1968, this bank makes rapid growth by merging with a large number of small sector banks. In the year 1965, this bank also registered its own logo and later in the year 1969 Vijaya Bank shifted its head office in Bengaluru. In the year 1980, this bank was nationalised by the government of India and at the time of nationalisation, this bank has only 571 branches in all over the nation with a total business of 6.0595 billion INR and staff strength of 1000 members.
Right now this bank is doing great business in all over the nation, If you have any kind of work to do in this bank and for that you are looking online to find out data for the Vijaya Bank like Vijaya Bank Branches IFSC Code, MICR Code, SWIFT Code, Toll free Number, Branch Locator then you just have to make a visit to our website “Ask Bank IFSC Code” where we managed to put all the data related to the banking sector.

Wednesday 11 April 2018

A Brief Details about Indian Overseas Bank


Indian Overseas Bank is one of the most popular and leading public sector banks in India, This Bank has around 3400 Branches in all over the country which also includes its 11500 branches in Tamil Nadu. If we look at the current situation of this bank then we find out that this bank is doing great business in all over the nation, if we check the data for the revenue of this bank in the year 2016 then we get to know that this bank has total revenue of around 235.172 billion Indian Rupees which is approx. 3.6 billion US dollar. If we go for the total assets of this bank in the year 2016 then we find out that Indian Overseas Bank has total assets of approx. 2744.36 billion Indian Rupees which equals to 42 billion US Dollar. So this is the present position of this bank, if we look at the Operating Income and Net Income of Indian Overseas Bank in the year 2016 then we get to know that this bank has total Operating income of 28.85 billion INR and Net Income of 28.97 billion INR in the year 2016. According to the current data Indian Overseas Bank has also large number of products and services which can be easily available in the market, some of the most popular products of this bank are listed below in points.
  • Credit Cards
  • Saving Accounts
  • Fixed Deposit
  • Home Loans
  • NRI Banking
  • Internet Banking
So these are some of the products and services of Indian Overseas Bank, Now, I am going to provides some details regarding the history of this bank which is given below in the next paragraph.

Indian Overseas Bank was established in the year 1937, This bank was established by the M. Ct. M. Chidambaram Chettyar. In its Starting period, Indian Overseas Bank simultaneously started three branches in the three different places which are Karaikudi, Madras, and Rangoon (Yangon). After these opening Indian Overseas Bank cover huge success in the period of 1937 to 1941 by opening their branches in the place like Penang, Kuala Lumpur and Singapore.

Now, after the Second World War in the year, 1945 and 1946 Indian Overseas Bank opens its branches in Colombo Srilanka, and just after a year it also managed to open its branches in Bangkok. Later on in the year, 1955 Indian Overseas Bank opened its first branches in Hong Kong. In the year 1963, the revolutionary government in Burma nationalized Indian Overseas Bank's branches in Rangoon, Mandalay, and Moulmein and these branches converted in to Peoples Bank No.4 of Burma. Later on in the year, 1969 IOB was nationalized by the government of India.

If we talk about the merger of Indian Overseas Bank then we find out this bank faces lots of merger till now, some of the most important and popular banks which merges with Indian Overseas Bank are listed below in points. 
  • Coimbatore Standard Bank, Merges year -> 1963
  • Nanjinnad Bank or Nanjanad Bank, Merges year -> 1963
  • Coimbatore Vasunthara Bank, Merges year -> 1964
  • Kulitalai Bank Merges, year -> 1964
  • Srinivasa Perumal Bank, Merges year -> 1966
  • Venkateswara Bank, Merges year -> 1967
  • Bank of Tamil Nadu, Merges year -> 1988–89
So these are the list of the banks which merges with IOB, if you have any kind of work to do in this bank and for that you are looking to find out the details for the Indian Overseas Bank Branch Locator, IFSC Code, MICR Code, SWIFT Code, Bank Branches Timings etc. then you just have to make a hit to our site where we provide you all the data for it in an well-mannered way.

For More Details – Bank IFSC Code